**Bible reading**
Romans 3:23–25 (ESV)
23 for all have sinned and fall short of the glory of God, 24 and are justified by his grace as a gift, through the redemption that is in Christ Jesus, 25 whom God put forward as a propitiation by his blood, to be received by faith. This was to show God’s righteousness, because in his divine forbearance he had passed over former sins.
John 3:3–5 (ESV)
3 Jesus answered him, “Truly, truly, I say to you, unless one is born again he cannot see the kingdom of God.” 4 Nicodemus said to him, “How can a man be born when he is old? Can he enter a second time into his mother’s womb and be born?” 5 Jesus answered, “Truly, truly, I say to you, unless one is born of water and the Spirit, he cannot enter the kingdom of God.
Philippians 2:12–13 (ESV)
12 Therefore, my beloved, as you have always obeyed, so now, not only as in my presence but much more in my absence, work out your own salvation with fear and trembling, 13 for it is God who works in you, both to will and to work for his good pleasure.
**Observation questions**
- According to Romans 3:23–24, what is the universal human condition, and how are people justified?
- In John 3:3–5, what two things does Jesus say are necessary to enter the kingdom of God?
- What instruction does Paul give in Philippians 2:12, and what reason does he give in verse 13?
- How does 2 Corinthians 5:17 describe what happens when someone is in Christ?
**Interpretation questions**
- Why is being "born again" not just a one-time event but the start of a new way of living?
- How does the idea of "working out your salvation" differ from trying to earn salvation?
- What does it mean that grace is free to us but costly to God? How does this shape a believer’s gratitude?
- In what ways does new birth change a person’s desires and appetites, according to the biblical teaching?
**Application questions**
- Are there areas in your life where you’ve only "added Jesus" like chocolate sitting at the bottom of milk, rather than letting Him fully transform your motivations and choices? What would it look like to stir Him into those areas this week?
- Salvation reorients our desires toward holiness. What is one craving or habit in your life that doesn’t align with Christ’s character, and what practical step can you take to invite the Spirit to reshape it?
- Working out salvation involves both God’s work and our responsive obedience. What is one area—like patience with family, integrity at work, or generosity—where you sense God prompting you to cooperate with Him in growth?
- The Bible says all have sinned and fall short. How does remembering your own need for grace affect the way you view and interact with others who are far from God?
- Paul urges believers to live out their salvation with "fear and trembling"—meaning reverence, not terror. What would it look like to take your spiritual growth more seriously this month? Is there a discipline or relationship that could help?
- Jesus told Nicodemus that entering God’s kingdom requires being born of water and the Spirit. Have you personally experienced this spiritual rebirth? If not, what is holding you back from receiving Christ fully?