Wealth is a comparative and often deceptive measure, making it easy for us to see ourselves as less rich than we truly are. Yet, in a global context, many of us are among the wealthiest, even if we don’t feel that way. The story of the rich young ruler challenges us to recognize that our desire for both Jesus and wealth can create a deep conflict in our hearts. Like the rich man, we may be sincere seekers of Jesus, but we are also deeply attached to our possessions and comfort. Jesus’ challenge is not just about money, but about what holds our hearts and whether we are willing to surrender everything to follow Him. [14:45]
Mark 10:17-27 (NLT)
As Jesus was starting out on his way to Jerusalem, a man came running up to him, knelt down, and asked, “Good Teacher, what must I do to inherit eternal life?”
“Why do you call me good?” Jesus asked. “Only God is truly good. But to answer your question, you know the commandments: ‘You must not murder. You must not commit adultery. You must not steal. You must not testify falsely. You must not cheat anyone. Honor your father and mother.’”
“Teacher,” the man replied, “I’ve obeyed all these commandments since I was young.”
Looking at the man, Jesus felt genuine love for him. “There is still one thing you haven’t done,” he told him. “Go and sell all your possessions and give the money to the poor, and you will have treasure in heaven. Then come, follow me.”
At this the man’s face fell, and he went away sad, for he had many possessions.
Jesus looked around and said to his disciples, “How hard it is for the rich to enter the Kingdom of God!”
This amazed them. But Jesus said again, “Dear children, it is very hard to enter the Kingdom of God. In fact, it is easier for a camel to go through the eye of a needle than for a rich person to enter the Kingdom of God!”
The disciples were astounded. “Then who in the world can be saved?” they asked.
Jesus looked at them intently and said, “Humanly speaking, it is impossible. But not with God. Everything is possible with God.”
Reflection: In what ways do you find yourself wanting both Jesus and the comforts of wealth? What would it look like for you to honestly surrender your attachment to possessions today?
Jesus places the story of the rich young ruler immediately after the story of the little children to show us a powerful contrast: while wealth tempts us to self-sufficiency and control, the way into the Kingdom is through humble, childlike dependence. Children come to Jesus with open hands and hearts, not with accomplishments or possessions. The call is to let go of our pride and self-reliance, and to receive God’s grace with the trust and simplicity of a child, recognizing that our value and security are found in Him alone. [21:24]
Mark 10:13-16 (NLT)
One day some parents brought their children to Jesus so he could touch and bless them. But the disciples scolded the parents for bothering him.
When Jesus saw what was happening, he was angry with his disciples. He said to them, “Let the children come to me. Don’t stop them! For the Kingdom of God belongs to those who are like these children. I tell you the truth, anyone who doesn’t receive the Kingdom of God like a child will never enter it.”
Then he took the children in his arms and placed his hands on their heads and blessed them.
Reflection: Where in your life are you relying on your own strength or resources instead of coming to Jesus with childlike trust? How can you practice dependence on Him today?
Everything we have ultimately belongs to God, and we are called to be managers, not owners, of the resources He entrusts to us. The temptation is to act as if increased income or possessions are ours to use however we wish, but the biblical call is to steward what we have for God’s purposes. This means regularly examining our hearts and habits, asking whether our lifestyle reflects God’s priorities or our own desires. True stewardship is about aligning our financial decisions with our calling as disciples, recognizing that our money is a tool for God’s glory, not our own comfort. [29:05]
1 Chronicles 29:14 (NLT)
“But who am I, and who are my people, that we could give anything to you? Everything we have has come from you, and we give you only what you first gave us!”
Reflection: What is one area of your finances where you tend to act more like an owner than a steward? What practical step can you take this week to surrender that area to God’s direction?
Our culture constantly bombards us with messages that our worth is tied to what we own, how we look, and the experiences we can display to others. Social media and advertising feed a cycle of comparison and discontent, making it easy to inflate our lifestyles and lose sight of what truly matters. Breaking free from this consumer identity means intentionally resisting the pressure to keep up appearances and instead choosing a life of simplicity, generosity, and contentment in Christ. It’s about asking hard questions of ourselves: Does my spending reflect my identity as a follower of Jesus, or am I being shaped by the world’s values? [19:47]
Romans 12:2 (NLT)
Don’t copy the behavior and customs of this world, but let God transform you into a new person by changing the way you think. Then you will learn to know God’s will for you, which is good and pleasing and perfect.
Reflection: What is one practical way you can resist the pull of consumerism today—whether in your spending, your social media use, or your conversations with others?
Choosing to live simply is not about deprivation, but about creating space to live fully for Jesus and to be generous toward others. It means evaluating what is truly necessary, reducing excess, and being intentional about how we use our resources. Living simply allows us to break the cycle of lifestyle inflation and to focus on what matters most: loving God and loving others. By living with less, we can give more, serve more, and find deeper satisfaction in Christ rather than in material things. [32:58]
Philippians 4:11-13 (NLT)
Not that I was ever in need, for I have learned how to be content with whatever I have. I know how to live on almost nothing or with everything. I have learned the secret of living in every situation, whether it is with a full stomach or empty, with plenty or little. For I can do everything through Christ, who gives me strength.
Reflection: What is one area of your life where you can intentionally simplify this week, so that you can be more available to God’s purposes and more generous to others?
Money is a difficult topic to talk about in church, and for good reason. Many have seen the pulpit abused for personal gain, and there’s a real tension when the one speaking is also supported by the giving of the congregation. But to avoid the subject altogether is to neglect a crucial area of discipleship—one that Jesus himself addressed frequently. In fact, money is one of the most discussed topics in the New Testament, with more verses dedicated to it than even faith or prayer. This isn’t because money is inherently evil, but because it so easily becomes a rival to God in our hearts.
We often think of wealth as something “other people” have, but by global standards, most of us are among the rich. Even those on minimum wage in Australia are in the top 10% of earners worldwide. Yet, wealth is always comparative, and it’s easy to justify our own spending by pointing to someone who has more. The real danger is not just in having money, but in the subtle way it shapes our desires and identity. We live in a culture saturated with consumerism, where social media and advertising constantly feed us unrealistic expectations about what life should look like. This creates a snare, drawing our hearts toward wanting both Jesus and wealth, and making it hard to see where our true allegiance lies.
The story of the rich young ruler in Mark 10 is a mirror for us. Like him, we may be sincere seekers of Jesus, but we also want to hold on to our wealth. Jesus’ challenge is not just about giving money away, but about dependence—coming to him with the openness and trust of a child. Wealth tempts us to believe we are in control, to assert our independence, and to hide our struggles behind closed doors. But Jesus calls us to give our whole selves to him, to recognize that everything we have is a gift from God, and that we are stewards, not owners.
Living simply is the first step in breaking the grip of wealth on our hearts. It’s not about adopting a one-size-fits-all model, but about honestly assessing where our lifestyle has inflated beyond necessity, and asking hard questions about what we can reduce or sacrifice for the sake of the kingdom. The goal is not just to give more, but to live in such a way that our spending and priorities reflect our identity as strangers and travelers in this world, satisfied in Christ above all.
The concept of The Barefoot Investor is essentially figure out what your life goals might be, figure out what you want out of life, and then make your money work for you to achieve those goals. Now, in one sense, we would say that's an anti-gospel to one sense. I mean, being wise and healthy and thinking about money is good. But just setting our goals for our life and trying to achieve those goals is not what a Christian is called to do.
[00:06:10]
(26 seconds)
#LifeGoalsVsCalling
I want to walk carefully in certain places, but to be fair, I also want to walk boldly when we need to be challenged, because I think the big challenge with this is we do need to be challenged. The person who lies to you the most is you. That's classically. We justify things in our own hearts and minds, and so we want to be careful.
[00:08:47]
(23 seconds)
#TruthChallenge
If the poverty line is set on what it costs to survive, you can see in Australia the gap between minimum wage and poverty is actually quite significant. That is to say, even if you are living on the minimum wage in Australia, you are in the top 10% of earners in the world. If you think of the top 10% people in Australia, you would think that's the wealthiest of wealthy. If you are earning median, you're in the top 1% of earners in the world.
[00:12:36]
(32 seconds)
#GlobalWealthPerspective
In an ideal world, we want both wealth and Jesus. In fact, this whole passage is so difficult for us to think about because it's such a difficult thought experiment for us. If I asked you the question, if you were given the decision, Jesus or, you know, and you get rid of everything you own, give it all away, that's what this man's told, to be faithful to Jesus or to stick with your wealth. It's impossible, it's almost impossible to say, I'd definitely choose Jesus.
[00:15:34]
(35 seconds)
#FaithVsWealthChoice
Anyone who doesn't receive the kingdom like a child will never enter it.
[00:21:29]
(5 seconds)
The ideal way to come to Jesus is dependent on him with an openness to him like a child. In fact, it's the very thing that causes the danger of wealth. One of the things we see in this passage is, and I think almost surprising with Jesus, is Jesus constantly pointing out the danger it is for wealthy people to be pulled away from the kingdom.
[00:22:00]
(33 seconds)
#WealthAndControl
``Often the danger is that wealth hides more of the problems than poverty does. So we face some of those challenges in our perspective generally. But more importantly, Jesus wants to say, the very thing that draws us to wealth is the very thing that draws us away from Jesus. And that is our ability to control our lives. The very thing that draws us to that control is the very thing that leads us to want to arrogantly assert our independence from Jesus.
[00:24:03]
(37 seconds)
#FaithNotWorks
It's not some sort of works-based religion that says if you give to the poor, you will receive salvation. The story, this story, is the exact opposite. It's because you are trying to do works. Your very question, what must I do to be saved? That very question is the problem that this man faces. And so Jesus says how hard it is for a rich man to enter the kingdom of God.
[00:24:56]
(33 seconds)
#WholeLifeCommitment
The good news is it's not about our works, it's about putting our trust in what Jesus has done. And so the very thing that draws us to wealth is the very thing that draws us away from Jesus. Jesus wants us to depend on him and he wants us to give our whole heart, our whole life to him.
[00:26:04]
(24 seconds)
#GodOwnsItAll
One of the things that he challenges on in The Barefoot Disciple is purely that idea of our approach towards wealth. He says, we often act more like owners than we do like managers of what God has given us. So the theological idea is that God gives us everything. Everything comes from him. He owns it all and he has just gifted us a portion to use in our life and to use for his glory.
[00:28:45]
(33 seconds)
#ConsumerCycleBreak
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