A new year invites many plans, but there is a weight you do not have to carry into 2026: guilt, shame, and regret. You were not asked to try harder to fix it; you are invited to lay it down. The cross announces that your debt is not restructured but removed. You can start this year lighter in your spirit, walking in freedom and forgiveness. Open your hands today and receive what grace has already purchased for you. [24:46]
Colossians 2:13–14: Though you were spiritually dead because of your wrongdoings, God made you alive together with Christ. He forgave every wrongdoing, erased the record of our debt with its demands against us, and took it away by nailing it to the cross.
Reflection: What specific regret are you still carrying into 2026, and how will you hand it to Jesus in prayer today and receive the freedom he offers?
Scripture does not say we were sick or struggling; it says we were dead in our wrongdoings. Dead people cannot self-improve, balance the moral books, or earn a clean slate through religious activity. Even deep remorse cannot undo what has been done. But grace does what effort cannot—God makes the dead alive. Rest your weight on Jesus rather than your willpower, and let mercy begin the change from the inside. [27:22]
Ephesians 2:4–5: Because of his great love, God who is rich in mercy made us alive with Christ even when we were dead in sins—our rescue is entirely a work of his grace.
Reflection: Where are you currently trying to “balance the scales” through effort or activity, and what is one concrete step this week to turn from striving to trusting God’s grace?
There is a written record—a certificate of debt—with our misses, our iniquities, and our trespasses listed in ink. Sometimes we miss the mark while trying to do right; sometimes our bent pulls us where we do not want to go; sometimes we knowingly step across the line. Screenshots of the soul, so to speak, do not vanish by pretending they are gone. Honest confession brings what is hidden into the light God loves to fill with mercy. Bring the whole record to him—every miss, every bend, every crossing—and listen for the sound of pages being torn away. In Jesus, that hostile ledger is taken out of the way. [33:18]
Psalm 32:5: I acknowledged my sin to you, stopped hiding my crookedness, and said, “I will confess my rebellions to the Lord,” and you lifted the weight of my guilt.
Reflection: Which of these is most present for you right now—missing the mark, a persistent bent, or a willful trespass—and what specific confession will you make to God (and possibly to a trusted friend) this week?
At the cross, Jesus cried, “It is finished”—Tetelestai—paid in full. Your debt is not on layaway, and you are not on probation. Grace placed the receipt in your hands, signed with his blood. When accusations rise, you can point to that finished work and stand in freedom. Live today as someone whose bill has already been paid. [41:12]
John 19:30: Knowing his saving work was complete, Jesus declared, “It is finished,” and then gave up his spirit—the mission accomplished and the debt fully paid.
Reflection: When condemnation surfaces after a specific failure, how will you “show the receipt” of Christ’s finished work in practice—what words will you speak or habit will you use in that moment?
At the table we do not earn forgiveness; we remember what it took to be forgiven. Jesus bore our sins in his body, the sinless One carrying our guilt to the tree. He died to sins so that we might live to righteousness. Let remembrance become response: gratitude that becomes obedience, worship that becomes a new way of living. Take the bread of grace into the week and choose the path that reflects the One who saved you. [46:26]
1 Peter 2:24: He himself carried our sins in his body on the cross so that, dying to sin, we would live for what is right; by his wounds we are made whole.
Reflection: As you remember his body and the cross, what one specific act of righteousness will you choose this week in response to grace, and when will you do it?
As a new year begins, the focus turns from resolutions that fade to a deeper weight that can be truly lifted: the guilt, shame, and regret that sin produces. Colossians 2:13-15 announces the decisive action of God in Christ—moving people from spiritual death to life, not by effort or improvement, but by grace. Spiritual death means the problem is not ignorance or lack of discipline; it is inability. No moral effort, religious observance, or intensity of sorrow can erase the stain. Baptism, worship, and taking the Lord’s Supper are not currency to purchase forgiveness; they are memorials of a forgiveness already purchased.
Scripture also speaks of a “certificate of debt,” a written record of offense. That record is not rumor but fact. Psalm 32 provides sober vocabulary for what is written on that ledger: sin (missing the mark), iniquity (a bent, a crookedness within), and transgression (willful trespass). Sometimes one simply falls short; sometimes an inner bent exerts a tractor pull; sometimes lines are crossed with eyes open. However it happens, this debt is real—and beyond self-erasure.
Into that helplessness, the gospel announces a better word: Jesus canceled the record. He did not renegotiate terms or restructure payments; he nailed the debt to the cross. His cry, “It is finished,” was a commercial term meaning “paid in full.” The receipt exists, and it bears the mark of his blood. The result is not merely a clean slate but new life—alive together with him. This is why the Lord’s Supper matters: not as a ritual to gain pardon, but as a remembrance and rejoicing in the sacrifice that secured it.
The invitation is clear and simple: forgiveness is received by faith in what Christ accomplished, not by accumulation of works. Trust the crucified and risen Christ, and enter the year unburdened—conscience quieted, debt cleared, heart made alive. Grace, not grit, pays the check.
there there is just this weight that sometimes we can't lose, but this morning I wanna talk to you about some weight that you can throw off. There is a weight that this morning you can leave behind in 2025. You can start this year lighter in your spirit and it's the weight of guilt and shame and regret. It is the weight that our sin brings into our lives. The things we wish we could undo, the choices we wish we had not made, the shame that we walk with. You don't have to carry that into 2026.
[00:24:32]
(40 seconds)
#LeaveGuiltBehind
And this morning, I want to share with you how you can throw off that weight. Whether you're at our Shepherd Campus, our West Campus, 11:00 east, I want you to know that this morning you can walk in freedom and forgiveness. So what I want us to do is look at Colossians chapter two. In Colossians chapter two there is some powerful language that Paul uses in which Christ is going to deal with our sin. It's not a way to do better. It's not a way to try harder. It is a way to experience the grace of God in forgiveness.
[00:25:12]
(41 seconds)
#GraceOverPerformance
First of all, let's kind of deal with the bad news. There is a weight you can't lose. There's a weight you can't lose on your own. He says to us that when we were dead, when we were dead in our trespasses or dead in our wrongdoing, in our sin. Paul uses that word in order to confront us with the reality that we can do nothing that changes our lives spiritually. We can do nothing that that changes us really with a lasting kind of change. When you're dead, you can do nothing.
[00:26:40]
(41 seconds)
#DeadInSinNeedGrace
You you can't download the app that is gonna fix this. You can't go to a bookstore, and there's still a few of those around, and buy a self help book and fix this. No self improvement program will fix it. No moral effort will erase it. We have this idea sometimes that you know I've done some things that are wrong. I I feel guilty for those things so I need to do some good things to make up for them. The problem is this, you can never do enough good things to make up for the wrong things. It just doesn't work that way. It will not work that way in your conscience. It will not work that way in your spirit. It won't work that way with God.
[00:27:40]
(40 seconds)
#NoSelfHelpCanFixThis
Not only that, but no religious activity can offset it. Now look, thankfully you came to church this morning, But you need to understand that what we do when we express ourselves in in religious activity, when we sing, when we worship, when we take the Lord's Supper, when we are baptized. Those are are memorials of what Christ has done in our life. They are ways for us to express our gratitude for what he has done. They are not ways for us to earn God's forgiveness.
[00:28:20]
(36 seconds)
#MemorialsNotPayment
When we do baptisms, and not poking fun at anybody, but when we do baptisms we have people do testimonies. And one of the reasons we do those is because sometimes people misunderstand baptism. Now look, that's not that's not anything to we don't laugh at them about that. We wanna help them. We wanna help them understand what baptism is really all about. And one of the things that we experience sometimes is that people will write in their testimony, I wanna get baptized to wash all my sins away. Our water isn't that strong. It'll get you wet but it will not wash your sins away.
[00:29:16]
(37 seconds)
#BaptismIsTestimony
Baptism doesn't do that. Let me help you with something. Baptism is the public testimony that your sins have been washed away by the blood of Jesus. So no self improvement program is gonna fix it. No moral action is going to erase it. No religious activity can offset it and no sorrow or remorse can undo it. Now repentance is a necessary part of receiving God's forgiveness but just feeling really bad, just being sorry doesn't undo what I've done. We need to be clear on that.
[00:29:53]
(42 seconds)
#ForgivenessNotByWorks
The deepest of our sorrow cannot undo our sin because we are dead in trespasses and sins. And not only that, but there's another little piece of bad news here. The writ there is a written record of what I've done. That's what Paul says. He talks about the certificate of debt, the certificate of debt that we are indebted to God because of our actions. Our sin creates a debt to God.
[00:32:53]
(38 seconds)
#SinCreatesDebt
If I were hunting with my dad and and we we used to hunt quail on our farmland and of course there was adjacent farmland to us that we didn't own and if we got to a fence and there was a sign on it that said no trespassing, I knew what that meant. I knew that it is a violation to step across that fence. I shouldn't go over there and hunt, but if we thought the birds were over there and we said, you know what, we're gonna go over there anyway. That is willful rebellion.
[00:36:39]
(34 seconds)
#WillfulRebellion
Now look, we all have to be honest and say this, there are times in our lives when we knew the right thing to do, we knew the wrong thing to do and we did the wrong thing anyway. We rebelled against God. Whether it was me trying to do the right thing and I just missed the target, whether it is in my nature that I am bent towards something that I know is not right for me, it's not helpful for me, it's it's not good for me and and it's not pleasing to God and I I go that way because I'm sort of bent toward that or I just rebel against God. That's what's written on the certificate of debt.
[00:37:13]
(35 seconds)
#YourSinIsRecorded
My indebtedness to God is my sin debt and it's not rumor, it's not gossip, it's not hearsay, it's fact. I did it and I can't do anything to make it go away. Now I can pretend that it doesn't exist, I can try to delete it but it's there.
[00:37:48]
(22 seconds)
#SinDebtIsUndeniable
And some people dug up some old tweets and old posts from social media where he had made some really offensive jokes and he had posted some things that were sort of racially tinged and they certainly did not make him look good. So he went back in all of his social media feed and he's deleting all these posts. But you can't delete those posts and make them go away. Oh yeah, you could delete them. But you know this and I do too, screenshots live forever. The internet is forever.
[00:38:25]
(37 seconds)
#ScreenshotsLiveForever
Since Jesus is alive, you can be alive too. He can make you alive in him. Not only that but with that certificate of indebtedness, he took it away. He canceled it. He nailed it to the cross. Jesus did not reduce our debt. He didn't restructure a payment plan. He removed it and he forgives our sins.
[00:39:49]
(25 seconds)
#DebtCanceledByChrist
He cancels every charge against us. As you walk into 2026, you can walk into 2026 in the freedom of forgiveness, in the full cancellation of your sin debt before God. When Jesus was giving his life on the cross because he gave his life on the cross, no one took it from him.
[00:40:13]
(25 seconds)
#SinDebtFullyCancelled
has a wonderful display and one of the things they have is a piece of papyrus from the first century. This is from the time of Jesus, at least from the time of Paul. This is so old and it basically says tax paid to Telai of two percent through the Gate Of Nisos by Neferos exporting two Arbatas of dates on one donkey. So if someone confronted Neferos and said, hey, you haven't paid your taxes. He just showed them that receipt. Yes, it's paid in full.
[00:41:29]
(44 seconds)
#ReceiptPaidInFull
My dad talked about that for weeks, that somebody he didn't even know paid the check. When it comes to your sin, I just want you to understand this, grace paid the check. Your entire sin that record, that record of wrongdoing, it's been canceled. It's been taken away. It was nailed to the cross spiritually and Jesus died for your sins and for mine.
[00:43:42]
(40 seconds)
#GracePaidTheCheck
That's why the Lord's Supper is really so important because it calls on us to remember. We don't take the Lord's Supper to receive forgiveness, we take the Lord's Supper to remember what it took for us to be forgiven, to rejoice in the forgiveness that Christ offers us through the cross.
[00:44:22]
(27 seconds)
#LordsSupperReminds
if you're here this morning or you're at one of our campuses and and there's a longing in your soul for forgiveness, I want you to know you can experience it today. And while I said, you know, religious activity won't do it, moral actions won't do it, let let me tell you what will do it. Faith in what Jesus did on the cross is what it takes to receive his forgiveness.
[00:44:52]
(30 seconds)
#FaithInTheCross
It's not by works, it's not by being good enough, it is by totally trusting that what Jesus did on the cross paid your debt and that by his resurrection when he came out of the grave and he's alive right now, he made you alive if you will trust him.
[00:45:21]
(24 seconds)
#FaithNotWorks
On the cross, God the father judicially placed my sin. Your sin, the sins of the world according to first John two two. He placed all the sins of the world on one sacrifice, on the person of Jesus. That was only possible because Jesus had lived a sinless life. See, only a sinless life can die a sacrificial death.
[00:46:45]
(37 seconds)
#OneSacrificeForAll
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