The parable of the talents in Matthew 25 calls every follower of Jesus to recognize that the time between Christ’s ascension and his return—the “in-between”—is a season for faithfulness, not passivity. This is not a time to sit back and wait, but to lean in, listen to the Spirit, and intentionally steward what God has entrusted to us. The parable is confrontational, reminding us that not everyone hears “well done, good and faithful servant”; it is a call to live with purpose, investing our lives for God’s kingdom and glory, not simply coasting or hiding in fear. The challenge is to give God our attention, value, and intentionality, knowing that our faithfulness in this season matters for eternity. [01:06]
Matthew 25:14-30 (ESV)
“For it will be like a man going on a journey, who called his servants and entrusted to them his property. To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. He who had received the five talents went at once and traded with them, and he made five talents more. So also he who had the two talents made two talents more. But he who had received the one talent went and dug in the ground and hid his master’s money. Now after a long time the master of those servants came and settled accounts with them. And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.’ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.’ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’ But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. So take the talent from him and give it to him who has the ten talents. For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.’”
Reflection: Where in your life are you tempted to “bury your talent” out of fear or passivity, and what is one step you can take today to intentionally invest what God has entrusted to you?
Everything you possess—your time, resources, relationships, skills, and even your very life—comes from God and exists for his glory. Nothing is truly your own; you are a steward, not an owner. This truth is both humbling and liberating: your marriage, your children, your work, your finances, your health, and your soul are all gifts to be managed for God’s purposes. True stewardship is not just about giving a portion, but about living every aspect of your life on mission, with God’s kingdom and glory as your aim. When you recognize that your life is not your own, but bought at a price, you are freed from the pressure of self-ownership and invited into the joy of living for something far greater than yourself. [07:40]
1 Corinthians 8:6 (ESV)
“Yet for us there is one God, the Father, from whom are all things and for whom we exist, and one Lord, Jesus Christ, through whom are all things and through whom we exist.”
Reflection: What is one area of your life you have been treating as your own rather than God’s, and how can you surrender it to his purposes today?
Faithful stewardship flows from a heart that truly trusts in the goodness and faithfulness of God. When you forget the love and grace of the Master, fear and self-centeredness creep in, leading to hoarding, hiding, and a performance-based mindset. But when you remember that your acceptance and value are rooted in what Christ has already done—not in what you can do—you are liberated to step out in faith, joy, and worship. The call is not to earn God’s approval, but to respond to his love with trust, knowing that he is for you and with you. The more you behold the heart of the Master, the more you are empowered to live boldly and generously for his kingdom. [11:05]
Colossians 1:16 (ESV)
“For by him all things were created, in heaven and on earth, visible and invisible, whether thrones or dominions or rulers or authorities—all things were created through him and for him.”
Reflection: In what ways have you allowed fear or a performance mindset to shape your view of God, and how can you intentionally remind yourself of his love and faithfulness today?
God’s invitation to faithful stewardship is not a call to drudgery or mere duty, but to enter into his joy. When you align your life with God’s purposes and say yes to the responsibilities he gives, you discover a deeper delight and relational intimacy with him. The faithful servants in the parable are not burdened by more responsibility; they are honored and filled with joy because they are sharing in the mission and delight of their Master. True joy is found not in playing it safe or living for yourself, but in partnering with God in what he loves most—helping others find and follow Jesus, seeking the welfare of your community, and living for his glory. [19:05]
John 15:11 (ESV)
“These things I have spoken to you, that my joy may be in you, and that your joy may be full.”
Reflection: What is one way you can step out of your comfort zone this week to join God in his mission, trusting that deeper joy awaits on the other side of obedience?
The greatest danger is not failure, but faithless inaction—burying what God has given out of fear, cynicism, or apathy. God calls you to take risks for his kingdom, trusting that he is faithful and that his presence goes with you. The parable warns that those who refuse to step out in faith miss not only the Master’s commendation but also the joy and abundance he longs to give. The antidote to anxiety and apathy is not more self-protection, but a willingness to say yes to God’s call, even when it feels risky. When you step out for God’s glory, there is joy even in the trial, and you fall forward into his arms of grace. [27:53]
Joshua 1:9 (ESV)
“Have I not commanded you? Be strong and courageous. Do not be frightened, and do not be dismayed, for the Lord your God is with you wherever you go.”
Reflection: What is one risk you sense God inviting you to take for his kingdom, and how can you move forward in faith rather than shrink back in fear?
In Matthew 25:14-30, Jesus tells the parable of the talents to teach about faithfulness in the time between his ascension and his return—the age we live in now. This story is not just a gentle encouragement but a direct challenge to how we view everything we have and how we live our lives. Everything we possess—our time, resources, relationships, and abilities—comes from God and is meant for his glory. We are not owners, but stewards, entrusted with God’s property to use for his purposes. This means that stewardship is not just about giving a portion back to God, but about living every aspect of our lives on mission for him.
The parable shows three servants entrusted with different amounts, each according to their ability. Two invest and multiply what they’ve been given, entering into the joy of their master. The third, out of fear and a distorted view of the master’s character, buries his talent and is rebuked. This reveals that our stewardship is deeply connected to our understanding of God’s heart. When we trust in God’s love and faithfulness, we are freed from fear and self-preservation, and we step out in faith, risking for his kingdom. But when we operate out of fear, self-reliance, or a misunderstanding of God’s character, we become paralyzed, hoarding what we have and missing out on the joy of partnership with him.
Jesus’ words remind us that our value is not in what we can offer God, but in what he has already done for us through Christ. We are loved, accepted, and secure—not because of our performance, but because of his grace. This liberates us to live generously and courageously, knowing that our lives are not our own, but have been bought at a price. Faithful stewardship is not about earning God’s approval, but about responding to his love with trust and action. Ultimately, the parable calls us to reject apathy, fear, and self-centeredness, and to embrace the joyful responsibility of living for God’s glory, confident that he is with us and that our labor in him is never in vain.
Matthew 25:14-30 (ESV) — > “For it will be like a man going on a journey, who called his servants and entrusted to them his property. To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. He who had received the five talents went at once and traded with them, and he made five talents more. So also he who had the two talents made two talents more. But he who had received the one talent went and dug in the ground and hid his master’s money.
> Now after a long time the master of those servants came and settled accounts with them. And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.’ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’
> And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.’ His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’
> He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’
> But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? Then you ought to have invested my money with the bankers, and at my coming I should have received what was my own with interest. So take the talent from him and give it to him who has the ten talents. For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. And cast the worthless servant into the outer darkness. In that place there will be weeping and gnashing of teeth.’”
All we have is from God and for God's glory. And then number two, faithful stewardship flows from hearts that trust in their faithful God. So here's what I want you to get this morning. If you get nothing else, this is what I want you to get. Good stewardship requires trusting the one who's entrusted you. You with all you have. [00:01:21] (21 seconds) #FaithfulStewardship
Your marriage, your kids, your health, your income, your time, 100% of it is from God, and 100% of it is for God. Not just 10%. Not what's left over. All of it. All of it. Stewardship, hear me, isn't just about giving. It's about living on mission. Because it's all from God, and it's all for his kingdom and glory. [00:07:15] (30 seconds) #AllInForGod
One of the biggest challenges that we face in our society is this obsession with individual autonomy. Now, hear me. I know where I'm at. I'm preaching to Americans right now. Praise God. I love some America, right? But I also know that in this society, we are deeply rooted in individual autonomy. Independence, right? This idea that your life belongs to you and you have total authority over it. Society says your life is yours, but hear me. If you're in Christ, Jesus says you were bought at a price. Like your life is not your own. [00:08:52] (41 seconds) #LifeNotYourOwn
If your faith is in Christ, if you're a Christian, then you belong to him. He is the author and the authority. What he declares to be true is what's true. Whether you feel it in the moment or not, it's true. And so he loves you more than you love you. If you think this is about loving yourself, you are gonna have a hard time in life. His value for you goes way beyond anything that you can or cannot offer. [00:10:21] (26 seconds) #TruthInChrist
Society's answer to everything is more self-esteem. But I'm telling you guys, that's just pouring more insecure self-centered fuel on the fire of your own pride and ultimately shame. When you focus on self and self-esteem or less self-esteem or more self-esteem, you're just focusing on yourself. And you're just getting on that seesaw of pride, shame and that merry-go-round that this world is tortured on. But what we all need, isn't more self-esteem, what we need is God-esteem. Who we need is Jesus. [00:11:31] (33 seconds) #GodEsteem
God declares your life to be so precious that it was worth the sacrifice of Christ, the Son of God. Guys, this is the gospel. That God became a man and he lived the life that we couldn't live. And he died for us. He died the death that we deserve to die because of sin. And he took the penalty upon himself. And the only one who could pay for the amount of glory that you owed, the only one who had enough glory to pay it in full, did so at the cross with his life. [00:12:17] (31 seconds) #SacrificialLove
Because when we make it about us, we make it about our own abilities or our own inabilities. And we get fearful and we get self-centered and we get bitter. We assume the worst and we even project our worst fears and our worst assumptions onto the people around us and even the very character of God. [00:14:47] (21 seconds) #FaithfulAccountability
These guys aren't just operating out of duty. They've tapped into God's delight at a heart level. It's about following Jesus and helping others find and follow Jesus while seeking the welfare of the city. It's yoking up with Jesus and entering into those harvest fields with him in the delight of the Father. That's the honor and privilege we have as his church. Sharing in his delight through the trial and the triumph. [00:19:07] (27 seconds) #CommittedNotAnxious
The most anxious people are often the ones, are not the overcommitted often, but the uncommitted. Those sitting on the sidelines burying the talent. The most anxious people aren't those that are carrying the weight of godly purpose. It's those who refuse to say yes to any. Apathy and indifference and fear is the real killer. Cynicism is the slow poison because it causes you to miss the joy and delight of the Lord when partnering with him and what he loves most. [00:27:03] (32 seconds) #FallForwardFaith
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