Everything we have is a gift from God, entrusted to us for a purpose beyond ourselves. True stewardship is not just about managing resources wisely, but about offering them back to God as an act of worship. When we see our money, homes, talents, and even our time as “ours,” we risk building altars to our own comfort and security. But when we recognize that all we have is “entrusted,” we are invited to use it for God’s Kingdom, letting our lives become living sacrifices. This shift from ownership to stewardship is a spiritual reorientation—one that moves our hearts from self-preservation to joyful participation in God’s work.
Stewardship is not a burden, but a privilege. It’s a daily invitation to lay down our “stuff” and let God use it for His glory. As we surrender our resources, we discover that worship is not confined to songs or Sunday gatherings, but is woven into every decision we make with what we’ve been given.
“As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life.” (1 Timothy 6:17-19, ESV)
Reflection: What is one resource—big or small—that you tend to see as “yours”? How might you offer it to God today as an act of worship?
It’s easy to confuse caution with faithfulness, especially when fear is dressed up as wisdom. Sometimes, we hold back from stepping out or using what God has given us, convincing ourselves that we’re just being “responsible.” But in God’s eyes, faithfulness is not about playing it safe; it’s about trusting Him enough to take risks when He calls. The servant who buried his talent wasn’t reckless—he was afraid. Yet Jesus challenges us to recognize when our so-called wisdom is actually rooted in fear, not faith.
God doesn’t call us to reckless living, but He does call us to courageous obedience. The antidote to fear is not bravado, but a deep trust in the goodness and love of our Master. When we move forward in faith, even when it feels risky, we discover that God meets us in our vulnerability and multiplies what we surrender.
“And he said to them, ‘Why are you afraid, O you of little faith?’ Then he rose and rebuked the winds and the sea, and there was a great calm. And the men marveled, saying, ‘What sort of man is this, that even winds and sea obey him?’” (Matthew 8:26-27, ESV)
Reflection: Where in your life are you calling fear “wisdom”? What is one step of faith you sense God inviting you to take, even if it feels risky?
God measures faithfulness not by the size of what we have, but by how we use it. In the parable, even the servant with the smallest amount was entrusted with something valuable. No one receives “just a little” from God—every gift, opportunity, and moment matters. Sometimes, we wait for bigger platforms or more resources before we act, but God delights in the quiet, unseen acts of obedience: opening your home, sharing your story, or simply saying “yes” to a nudge from the Holy Spirit.
Faithfulness is about showing up with what’s in your hands, however ordinary it may seem. God isn’t looking for impressive results or public recognition; He’s looking for hearts willing to be used. When we offer our small acts to Him, He multiplies them in ways we may never see this side of eternity.
“Whoever is faithful in a very little is also faithful in much, and whoever is dishonest in a very little is also dishonest in much. If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?” (Luke 16:10-11, ESV)
Reflection: What is one small, quiet act of faithfulness you can offer to God today, even if no one else notices?
The ultimate reward for a surrendered life is not more stuff or public recognition, but the joy of the Master. When the faithful servants in the parable returned what they had been given, they were invited into their Master’s joy—not given applause or upgrades. Living for the joy of Jesus means letting go of the need for approval from others and finding deep satisfaction in His presence and His “well done.”
This kind of joy is unshakeable, not dependent on circumstances or achievements. It’s found in knowing that we are seen, loved, and delighted in by God Himself. When we live for His pleasure, we are freed from the exhausting pursuit of human applause and can rest in the security of His love.
“You make known to me the path of life; in your presence there is fullness of joy; at your right hand are pleasures forevermore.” (Psalm 16:11, ESV)
Reflection: In what area of your life are you most tempted to seek the approval of others? How can you shift your focus today to seeking the joy of the Master instead?
Surrender is not a one-time event, but a lifelong journey that often feels costly and uncomfortable. It means laying down not just our possessions, but also our control, our comfort, and even our own stories. This journey is not meant to be walked alone—we need each other to call out the gifts we’re tempted to bury and to encourage one another to step forward in faith.
The altar of surrender is where we find true freedom, purpose, and joy that cannot be shaken by loss or change. As we walk this path together, we discover that surrender is not about losing, but about gaining the life God has for us. It’s a communal journey, marked by honesty, encouragement, and the shared pursuit of God’s Kingdom.
“And let us consider how to stir up one another to love and good works, not neglecting to meet together, as is the habit of some, but encouraging one another, and all the more as you see the Day drawing near.” (Hebrews 10:24-25, ESV)
Reflection: Who in your life can you encourage today to step out in faith or surrender something to God? How might you invite someone to walk this journey of surrender with you?
of the Sermon:**
Today’s sermon, “Altar of My Stuff,” explored what it means to truly surrender everything to Jesus, especially the things we tend to hold back—our possessions, our gifts, our stories, and even our fears. Using the parable of the talents from Matthew 25, we looked at how God entrusts us with resources, not to be buried or hoarded, but to be used for His Kingdom. The message challenged us to move from ownership to stewardship, from fear to faith, and from seeking applause to seeking the joy of the Master. Through stories, music, and honest reflection, we were invited to lay down our “stuff”—not just material things, but also our excuses and comfort zones—on the altar of surrender, trusting that real joy is found not in what we possess, but in the One who possesses us.
**K
Nothing held back means nothing holding us back. It’s not that having things is bad—it’s when our things start having us. That’s when “my stuff” becomes more than clutter—it becomes an altar.
The truth? None of it is mine or yours. We’re not the owners. We’re the stewards. God entrusts because He loves you. We steward because we’ve been loved. That’s why stewardship isn’t just management—it’s worship.
Fear disguised as wisdom is still disobedience. I’ve buried things because I thought I was protecting them, but really, I was protecting my comfort, not my calling. Fear made me dig holes when God was asking me to sow seeds.
Faith always looks like risk—because it trusts the heart of the Master. Better to fail in faith than succeed in fear! Fear parks, faith drives.
Some of us are chasing red Citroëns right now, thinking: If I just get the next thing, the better thing—then I’ll have joy. Joy isn’t in what you can hold—it’s in the one who holds you!
When you find real joy in Jesus, it doesn’t stay private. It shows up in your home, your friendships, your church. You can feel it in a room when God’s people worship—it’s contagious, it spreads.
Burying what God gave you isn’t neutral. It isn’t safety. Sin isn’t just the wrong we commit. It’s also the right we omit. The moments we bury. The gifts we hide.
Your gift matters. And some don’t even realize they have a gift. That’s why we need community. We need to look each other in the eye and say: “You have something. Don’t bury it. God has entrusted you with treasure.”
You can build an altar to yourself…Or you can build an altar of surrender. You can bury it in fear…Or you can step forward in faith. You can chase the applause of people…Or you can live for the joy of the Master.
You don’t graduate from surrender—it’s an ongoing posture of the heart. Maybe for you, surrender looks different: letting go of control, releasing a fear, laying down a possession, a habit, a future plan. Whatever it is—don’t leave still gripping what God is asking you to lay down.
Hi, I'm an AI assistant for the pastor that gave this sermon. What would you like to make from it?
Add this chatbot onto your site with the embed code below
<iframe frameborder="0" src="https://pastors.ai/sermonWidget/sermon/altars-preach-nov25" width="100%" height="100%" style="height:100vh;"></iframe>Copy